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Funeral finance – Pay over time
At Beckfords we understand that regardless of how keenly we price our services, a funeral can often be an unplanned expense that may be difficult to manage. To help with this we have arranged to provide a facility that will enable you to pay monthly over time.
Funeral finance terms may be flexible based on your personal circumstances and you can choose to spread the cost over a period of 12 – 60 months. Sample costs at an average rate of 5.75% and including £150 documentation fee would be: £3,000 over 36 months = £102.59 per month £5,000 over 48 months £131.96 per month
You can also choose to finance all of the funeral or just part of it, including cemetery and cremation memorials.
Please call us if you would like further information.
Minimum term of 12 months, maximum term 60 months. Competitive interest rates apply. Applicants must be at least 21 years old and a resident in Guernsey. 3 months bank statements and copy of ID will be required to process the application.
Finance is offered through a third party, preferred partner. You may also use other loan providers if preferred.
Funeral Finance FAQs
How do I know if I am eligible?
To be considered for one of our funeral finance plans, you must be at least 21 years old and a resident in Guernsey. You must also be able to demonstrate sufficient income to pay off the amount over time.
I am retired would I be eligible?
Yes, you can still apply if you are retired, provided you have an income, eg a pension.
How do I apply?
To apply you will need to know the amount of Funeral Finance you require. One of the Beckfords team will help you with this and with filling in the actual application.
How long does the application take?
Our aim is to process your application within a matter of hours, or at the most by the next working day.
How are the repayments made?
Repayments are usually paid by monthly direct debit.
What if I want to pay off the Funeral Finance?
There are no extra charges for settling early and should you have paid over the amount due for the remaining term, you will be given a rebate.
If you have any concerns regarding finances, please see here for information about financial support.